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8 lesser-known facts about Medicare

8 lesser-known facts about Medicare

Medicare, the popular government health insurance program, is a safety net that provides essential healthcare coverage for millions of people in the country. Medicare beneficiaries are undoubtedly familiar with its foundational benefits. The breadth of Medicare’s offerings, rules, options, and other hidden characteristics are extensive. Understanding these will ensure that one is well informed about it before opting for one. Here are some of the lesser-known facts about Medicare coverage. Preventive screenings and services Medicare not only emphasizes treatment but also prioritizes prevention. One can find options to get a regular checkup for one’s overall health with a primary care healthcare professional. These visits will help one to understand one’s existing health concerns and professional recommendations for any new treatment plans based on one’s needs. Telehealth services With the advancements in technology and the increasing demand for remote healthcare, Medicare now covers telehealth services. This means patients can now consult with healthcare providers from the comfort of their homes through virtual appointments using either phone or video technology. It’s a convenient and accessible way to receive treatment without physically visiting a healthcare facility. Lung cancer screening Medicare covers annual screenings for beneficiaries at high risk of developing lung cancer. These screenings aid in the early detection of lung cancer, potentially leading to more effective treatment outcomes.

5 common Medicare mistakes to avoid

5 common Medicare mistakes to avoid

Navigating Medicare can be a complex and overwhelming process, but understanding the common mistakes to avoid can help you make informed decisions and maximize your healthcare coverage. It is important to explore the pitfalls many Medicare beneficiaries encounter to make the right choice. Aside from that, learning practical tips to help you steer clear of these mistakes can prove beneficial for you and your family. On that note, here are some mistakes to avoid: Not comparing plans The coverage that comes with your original Medicare or Medicare Advantage plan comes from a private insurer. This means the coverage benefits can change each year. Your prescription may cost more as compared to the year before. It might not be covered under your plan. On the contrary, you can find a plan that will cover it at a cheaper price. Not understanding enrollment periods One of the most critical mistakes is not being aware of the specific enrollment periods for Medicare. Missing these deadlines can result in penalties and gaps in coverage. Understanding the Initial Enrollment Period, Special Enrollment Period, and Annual Enrollment Period is essential. Have an in-depth conversation with your agent and ask them to explain each enrollment period in detail, providing insights on when and how to enroll to avoid potential penalties and ensure continuous coverage.

5 common signs of psoriatic arthritis

5 common signs of psoriatic arthritis

Psoriatic arthritis is a health condition in which an individual’s skin and nails are chronically affected. Often, people living with psoriasis also develop this arthritis. Psoriatic arthritis mainly causes inflammation in the skin, joints, nails, and some other areas. While many symptoms of the condition are similar to those found in rheumatoid arthritis, there are certain differences between the conditions. To help people identify psoriatic arthritis, here are some of its main signs and symptoms: Lower back pain A major sign of psoriatic arthritis is acute pain in the lower areas of one’s back. This is caused due to a condition known as spondylitis, another health condition that stems from psoriasis and psoriatic arthritis. Spondylitis involves the inflammation of the joints between one’s spine and sacroiliitis (pelvic area). Additionally, this condition also involves acute inflammation of one’s spine in general. Lower back pain is one of the most common symptoms of many other health conditions too. Therefore, one needs to consult their healthcare expert before jumping to conclusions. Once the professional diagnoses psoriatic arthritis, they can advise patients about the kinds of foods and prescription-based solutions to reduce the severity of this health condition. Foot pain Psoriatic arthritis causes pain, tenderness, and swelling in the feet.

8 rheumatoid arthritis signs that must not be ignored

8 rheumatoid arthritis signs that must not be ignored

Rheumatoid arthritis (RA) is an autoimmune and inflammatory disease. It results in the body’s immune system attacking healthy cells. As a result, one may develop inflammation (painful swelling) in various body regions, hampering their ability to carry out daily tasks. Rheumatoid arthritis is manageable with treatments and lifestyle alterations, but identifying it early could improve its effectiveness. Being mindful of these eight early warning signs of rheumatoid arthritis could help one seek early prevention. Fatigue Feeling fatigued after a night’s rest and without physical activity might require an expert’s opinion. The body utilizes energy to fight inflammation. Therefore, it may increase fatigue and tiredness while doing the same activities. Fatigue may negatively impact how an individual indulges in regular activities, relationships, and productivity at work. So if one notices this sign, they should speak with an expert immediately. Stiff joints in the morning Rheumatoid arthritis may also result in stiff joints, which may worsen when an individual wakes up in the morning. Since these joints may feel more flexible after some activity, one might overlook the sign. If it lasts 30 minutes or longer, one could identify this sign as a potential indicator of an RA flare. Apart from this, one may also experience stiffness that affects the wrists, hands, and feet joints.

5 early signs of increasing cholesterol levels

5 early signs of increasing cholesterol levels

The impact of high cholesterol on cardiovascular health cannot be underestimated. As an invisible threat, it often goes unnoticed until complications arise. However, with early detection and intervention, individuals can manage their cholesterol levels, mitigate potential risks, and adopt lifestyle changes that promote heart health and overall well-being. Here are the early signs that may indicate rising cholesterol levels, enabling individuals to take proactive steps to maintain a healthy lipid profile. Good vs. bad cholesterol The distinction between good and bad cholesterol lies in their respective functions and effects on the cardiovascular system. HDL or good cholesterol helps the body to remove excess cholesterol from the bloodstream. This extra cholesterol is transported to the liver for disposal and plays a major role in lowering the risk of developing cardiovascular diseases. On the other hand, LDL is considered bad cholesterol, which carries cholesterol to the body’s cells. If LDL levels are excessive, they can get accumulated in one’s arterial walls, leading to the formation of plaque and increased risk of heart disease. Signs of increasing cholesterol There are some early signs of high cholesterol levels that shouldn’t be ignored. Recognizing these symptoms and addressing them promptly can help manage cholesterol levels and improve overall energy levels.

6 kitchen ingredients to manage ticks and fleas on dogs

6 kitchen ingredients to manage ticks and fleas on dogs

Parenting pets, such as dogs, is a wonderful experience. However, tick and flea infestations could become every owner’s and canine’s nightmare. Luckily, there are ways to eliminate and prevent such critters. You could visit a vet to seek prescriptions, flea collars, or for other treatments to rid your dog of these infestations. You could also consult with the vet about using these six kitchen ingredients to reduce ticks and fleas. Apple cider vinegar The combination of apple cider vinegar and salt is the most common kitchen ingredient to ward off ticks and fleas. Using a diluted solution of this combo could help balance your pet’s pH levels to make it optimal for their health while making it unsuitable for fleas. To create the solution, mix six cups of apple cider vinegar with four cups of water. Next, add a dash of sea salt, then spray directly onto your dog’s coat. But ensure that you avoid contact with your pet’s eyes. Baking soda This ingredient does not need to be applied to your pet’s fur; instead, sprinkle it onto the carpet. Once you do this, sweep it from side to side so the powder settles deep within the fibers, which could keep fleas away.

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Volvo XC90 – Features to note before the Black Friday sale

Volvo XC90 – Features to note before the Black Friday sale

The Volvo XC90 is a midsize hybrid SUV that combines everyday practicality with a touch of refinement. This model has a premium feel, thanks to its updated exterior styling and a thoughtfully upgraded cabin. Additionally, the car comes equipped with all-wheel drive across all variants, and its powertrain lineup includes turbocharged engines and a plug-in hybrid option. Those interested in the Volvo XC90 should consider its features to make an informed decision during the Black Friday sale. Pricing The starting price for the 2025 XC90 is set at over $58,000. Going up the trim level means buyers can expect to spend up to $83,000. The lineup has different starting prices for each trim level, with the T8 Ultra Bright Theme, T8 Plus Bright Theme, and T8 Core Bright Theme as the highest-cost models. At the lower end of the lineup’s price spectrum are B5 Core Bright Theme, B5 Plus Bright Theme, and B6 Core Bright Theme. Fuel economy The Volvo XC90 comes with all-wheel drive as standard, regardless of the powertrain. The entry-level models have a 2L 4-cylinder turbocharged engine producing 247 horsepower. The mid-level B6 variants deliver 295 horsepower. The higher T8 models are paired with a plug-in hybrid system, providing an electric range of up to 33 miles and a combined fuel economy of 58 mpg. The base models are known to deliver a combined mileage of 26mpg. According to EPA estimates, the XC90 gets 22mpg in the city and 27mpg on highways. Overall, the combined EPA rating is similar across the lineup, with estimates of 26mpg combined. Performance Drivers can enjoy the Volvo XC90’s precise steering response. The steering wheel provides a featherlight feel, making it easier to maneuver twists and turns. Some models also offer an air suspension option, and the eight-speed automatic transmission, combined with the car’s smooth suspension, ensures a smooth driving experience on different road types.

5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season

5 Black Friday Mistakes To Avoid This Holiday Season Black Friday is upon us once again. It’s the day we all try to save a little money, get the best deals, and spend our entire day in stores trying to find one last bargain before the end of November. But many people end up overspending. If a Black Friday bargain has ever ripped you off, these tips will hopefully prevent anyone from becoming a victim too! Spending more than you can afford The foremost thing to do when planning for Black Friday is to set a limit on what you can afford to spend. Anything beyond this should be considered an impulse buy and avoided at all costs. Once you’ve decided how much money you want to spend on Black Friday, it’s crucial to stick with that number and avoid impulse buying. It means avoiding debt and spending more than what’s in your bank account — even if it seems like there isn’t enough left over after paying bills or other expenses such as rent or utilities! Saving all your shopping for Black Friday If you have not allotted a lot of money, this holiday season can be overwhelming. When you’re feeling overwhelmed, it’s easy to do something that will make things even more complicated: save all your shopping for Black Friday! The problem with this particular strategy is that there are so many great deals on Thanksgiving Day and Cyber Monday (the latter being the day after Thanksgiving). All those sales during these days create an opportunity for retailers to buy up their inventory before the weekend starts. It means prices will likely go back down again if you wait until Black Friday or Cyber Monday—and that’s not what we want! Not planning a strategy before you start shopping .